Choosing the right loan starts with understanding how it fits into your full financial picture. Every borrower’s situation is different, and the right structure depends on income patterns, long-term plans, property goals, and overall financial strategy.
My role is to help you evaluate options, explain trade-offs, and make informed decisions with clarity and confidence — so your mortgage supports both today’s needs and your long-term financial goals.
Schedule a Strategy ConversationA reverse mortgage allows eligible homeowners to access a portion of their home’s equity without making monthly mortgage payments. Loan proceeds may be received as a lump sum, line of credit, or scheduled payments.
Repayment typically occurs when the home is sold, the borrower moves out permanently, or passes away.
The Home Equity Conversion Mortgage (HECM) for Purchase program allows qualified borrowers to buy a new primary residence using reverse mortgage funds. This can support right-sizing, relocating, or moving closer to family while avoiding monthly mortgage payments.
Proprietary jumbo reverse programs allow access to equity beyond HECM limits and may be available for higher-value homes. These solutions can offer greater borrowing capacity and flexible payout options.